Business Banking
Partners in Finance
Cashflow Finance
Australian banks typically prefer property to secure a business loan, however, this is not always possible or optimal for business owners.
Cashflow lending solutions are where the bank solely relies on the strength of your business. These solutions can assist business owners access additional capital for growth.
At Station, we regularly unlock borrowing potential or obtain better security structures for our clients.
Trade Finance
Trade funding encompasses various financial instruments and services, such as trade finance and letters of credit. These mechanisms help mitigate the risks of non-payment and default, which are inherent in international trade due to the distance, different legal systems, and cultural variations between trading partners.
Debtor Finance
Debtor finance releases cash tied up in outstanding invoices, which has several benefits to businesses, including improved cashflow, greater working capital, and the ability to meet immediate financial obligations such as paying suppliers or investing in growth initiatives.
It can be particularly advantageous for companies facing seasonal fluctuations or those experiencing rapid expansion. Moreover, debtor finance is often more accessible than traditional bank loans, as it relies on the creditworthiness of the business's customers rather than the business itself.
Acquisition Finance
Acquisition finance refers to the funding and capital-raising activities that enable a company or an individual to acquire another business or a significant stake in it.
The process of acquiring another entity often involves substantial financial resources, and acquisition finance plays a pivotal role in facilitating these transactions.
Franchisee Lending
Franchisee funding is available to existing and prospective franchisees requiring loans to acquire and operate a franchised business.
Many funders have established lending parameters to entrepreneurs secure capital and leverage off an established brand, business model, and support system provided by the franchisor.
Asset Finance
Asset finance enables businesses to acquire essential assets without placing excessive strain on their working capital.
Instead of making large upfront investments, they can spread the cost of acquiring machinery, equipment, or vehicles over time through lease agreements or hire-purchase arrangements. This approach preserves their cash flow, allowing them to allocate funds towards other critical areas.
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